Working capital
Aged Debt & Lock-up
Release cash tied up in WIP, unbilled time and slow-paying client ledgers — without factoring or disclosed invoice discounting.
How it works
4 steps from first call to drawdown.
- 1
Share an aged debtors report
Most recent management accounts plus aged debt and WIP breakdown.
- 2
We approach the market
Specialist confidential and undisclosed invoice finance providers.
- 3
Structure presented
Advance rate, fees and concentration limits — all in writing.
- 4
Facility drawn
Drawn against the eligible ledger as ongoing working capital.
Who it's for
Built for professional practices.
Most relevant for the following professions. We structure each facility around the regulatory, partnership and cashflow realities of your sector.
Why arrange it through Fen Court
Independent. Whole-of-market. No hidden commission.
Whole-of-market — we approach mainstream and specialist lenders, not a fixed panel.
Every fee and every commission disclosed in writing, before you sign anything.
A named, senior broker from first call through to drawdown.
Frequently asked
Answers, in plain English.
Don't see your question? Call us — a senior broker will answer it without putting you through a quote form first.
Ready to talk?
Get an indicative quote on Aged Debt & Lock-up.
Most facilities — funds in 5–10 days.